Legal

Terms of Service

Last Updated: December 17, 2025

U.S. Users: Please read Section 13 – Special Provisions for United States Residents before using our services.

Welcome to DividendChase LTD (“we,” “us,” “our,” or “DividendChase”). By accessing or using our website (www.dividendchase.com), subscribing to our services, or purchasing any research reports, you agree to be bound by these Terms of Service (“Terms”). If you do not agree, please do not use our services.

1. Nature of Services

DividendChase provides independent market research and analysis covering dividend stocks, forex markets, and cryptocurrency. Our content includes reports, updates, models, and commentary intended solely for informational and educational purposes.

2. Not Investment Advice

  • —The information provided on this website and through our services is not investment, financial, tax, or legal advice.
  • —Nothing on our site constitutes a recommendation to buy, sell, or hold any security, currency pair, or digital asset.
  • —Past performance referenced in our research is not indicative of future results.
  • —You are solely responsible for your investment decisions and should consult qualified professional advisors.

3. No Personalized Advice

Our research is general in nature and not tailored to any individual's financial situation, objectives, or risk tolerance.

4. Subscriptions & Payments

  • —Access to premium research requires a paid subscription.
  • —Subscriptions are non-refundable except where required by law.
  • —We reserve the right to change subscription fees with notice.
  • —You authorize us to charge your chosen payment method on a recurring basis.

5. User Conduct

You agree not to:

  • —Reproduce, distribute, or resell our research without written permission.
  • —Use automated tools to scrape or copy content.
  • —Attempt to interfere with site functionality or security.

6. Intellectual Property

All content, reports, models, and materials on DividendChase are owned by us or our licensors and protected by copyright and other intellectual property laws. Subscribers receive a limited, non-transferable license for personal use only.

7. Disclaimer of Warranties

Our services are provided “as is” without warranties of any kind, express or implied, including accuracy, completeness, or timeliness of information.

8. Limitation of Liability

To the fullest extent permitted by law, DividendChase shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of our services, even if advised of the possibility of such damages.

9. Indemnification

You agree to indemnify and hold harmless DividendChase LTD, its officers, and employees from any claims arising from your misuse of our services or violation of these Terms.

10. Termination

We may terminate or suspend your access at any time, with or without cause or notice.

11. Governing Law

These Terms are governed by the laws of England and Wales. Any disputes shall be resolved in the courts of England and Wales.

12. Changes to Terms

We may update these Terms at any time. Continued use of the site after changes constitutes acceptance of the new Terms.

United States Residents

13. Special Provisions for United States Residents

Updated Terms of Service Section for U.S. Users

13.1 Regulatory Status

DividendChase LTD is a United Kingdom company and is not registered with the U.S. Securities and Exchange Commission (SEC) as an investment adviser, broker-dealer, or in any other capacity. We are not licensed or regulated by any U.S. federal or state securities authority.

13.2 Not Investment Advice

All content, reports, models, insights, and communications provided by DividendChase are furnished solely for informational and educational purposes. Nothing on our website or in our services constitutes:

  • —Investment advice
  • —A recommendation to buy, sell, or hold any security, currency pair, or digital asset
  • —A solicitation of any kind

Our research is general in nature and is not tailored to your individual financial situation, objectives, risk tolerance, or needs.

13.3 Accredited Investor Requirement

By accessing or subscribing to our services, you represent and warrant that you are either:

  • —A U.S. Accredited Investor as defined in Rule 501 of Regulation D under the Securities Act of 1933, or
  • —A sophisticated institutional investor capable of evaluating the risks involved.

13.4 No Reliance

You agree that you will not rely on any DividendChase research as the primary or sole basis for any investment decision. You are solely responsible for your own investment decisions and must consult with a qualified, U.S.-licensed financial, tax, or legal advisor before acting on any information received from us.

13.5 Limitation of Liability (U.S. Users)

To the maximum extent permitted by U.S. law, DividendChase LTD and its affiliates shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of our services, even if we have been advised of the possibility of such damages.

13.6 Governing Law for U.S. Claims

While these Terms are governed by the laws of England and Wales, any claims brought by U.S. users shall also be subject to applicable U.S. federal and state securities laws. You agree to submit to the exclusive jurisdiction of the courts of England and Wales for any disputes, except where U.S. law mandates otherwise.

By continuing to use our services, you acknowledge that you have read, understood, and agree to this entire U.S. Users section.

Contact Us

For questions about these Terms, contact us at:

Email: legal@dividendchase.com

By using DividendChase, you acknowledge you have read, understood, and agree to these Terms of Service.

DividendChase LTD – Independent Research Only